FACTS
WHAT DOES GMO-Z.COM TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law and certain state laws also require us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Bank account information and wire transfer instructions
- Account balances and purchase history
- Transaction and payment history
- Contact details and government-issued identification
When you are no longer our customer, we continue to share your information as described in this notice, unless you instruct us otherwise as permitted by law.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the table below, we list the reasons financial companies can share their customers’ personal information, the reasons GMO-Z.com Trust Company chooses to share, and whether you can limit this sharing.
| Reasons we can share your personal information | Does GMO-Z.com Trust Company share? | Can you limit this sharing? |
| For our everyday business purposes—such as to process transactions, maintain accounts, respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes—to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We do not share |
| For our affiliates’ everyday business purposes—information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes—information about your creditworthiness | No | We do not share |
| For our affiliates to market to you | No | We do not share |
| For non-affiliates to market to you | No | We do not share |
Who we are
Who is providing this notice?
GMO-Z.com Trust Company, Inc.
What we do
How does GMO-Z.com Trust Company protect my personal information?
To protect your personal information from unauthorized access and use, we implement security measures that comply with federal and state law, including:
- Data encryption in transit and at rest
- Secure access controls and multi-factor authentication
- Continuous monitoring for fraudulent transactions
- Regular cybersecurity audits and compliance assessments
How does GMO-Z.com Trust Company collect my personal information?
We collect your personal information when you:
- Open an account or provide account information
- Provide your contact information or show a government-issued ID
- Perform transactions such as deposits or withdrawals
- Tell us where to send the money
We also collect your personal information from others, such as credit bureaus, affiliates, and service providers.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes—information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws may provide you with additional rights. For example, residents of New York, California, and Vermont have additional privacy rights. See the “Your State-Specific Privacy Rights” section below.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include companies with a GMO or GMO Internet Group name, such as:
- GMO Internet Group, Inc., GMO Internet, Inc., GMO Payment Gateway, Inc., GMO Financial Holdings, Inc.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
GMO-Z.com Trust Company does not share with non-affiliates so they can market to you.
Joint marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
We do not jointly market.
Your State-Specific Privacy Rights
Certain state laws provide additional privacy protections:
- New York: Under NYBL 501(b) and 23 NYCRR 500, financial institutions must implement enhanced data security protections and notify customers of any security incidents.
- California: If you are a California resident, you have the right to request details about the personal information we collect, share, and sell (we do not sell personal information).
- Vermont: We do not share your information with affiliates or non-affiliates for marketing purposes without your explicit consent.
To exercise your state privacy rights, contact us using the details below.
Questions?
For any privacy-related inquiries or to exercise your rights, you may:
- Visit our website at: GMO Trust Privacy Policy
- Email us at privacy@gmo-trust.com
This notice complies with the Gramm-Leach-Bliley Act (GLBA), NYBL 501(b), 23 NYCRR 500, and applicable state laws.